SHARE DRAFT CHECKING

At CORE Credit Union, we have a terrific checking plan to fit your needs. It offers no minimum balance and no per-check charges.

CORE Credit Union Checking Account features:

  • Surcharge-free ATMs using the "CULIANCE ATM Network"

  • ATM access on the CU24, STAR, Cirrus, and VISA network

  • Digital Wallet - Apple Pay, Google Pay, Samsung Pay

  • FREE Bill Payment

  • Overdraft protection available. Automatically transfers available funds in your savings to checking when you overdraw by check, ATM, or debit card

  • Monthly e-Statements available

  • Direct deposit

  • Re-order checks online

  • View cleared drafts via Online Branch

  • FraudWatch®Plus Debit Card Protection

  • Control and monitor your VISA Debit Card usage with CardValet

SHARE SAVINGS ACCOUNT

To become a member of CORE, simply open a savings account in your name. All members must maintain a $1.00 balance in their savings account and demonstrate at least annual activity in their account to keep it active.

Other features of Regular Savings include:

  • Dividends are calculated and paid quarterly on average daily balance

  • A competitive interest rate paid quarterly on the average daily balance in your savings account

  • Quarterly e-Statements available

  • Deposits can be made in person, by mail, or in the night deposit box

  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck

CHRISTMAS & VACATION CLUB ACCOUNT

At CORE Credit Union, we make saving for special occasions a little easier by offering special savings accounts.

Features included with Christmas & Vacation Club Accounts are:

  • Open with just $1.00

  • Deposits can be made by Payroll Deduction

  • A $1.00 minimum balance required

  • Funds may remain in account if not needed

  • Quarterly e-Statements available

CDS

You can open a CD with a minimum balance of $500. Certificates are available with terms of 3 to 60 months. Our Certificates can also be used for your Individual Retirement Account (IRA).

Features of our Savings Certificates include:

  • Competitive dividend rates

  • Dividends are compounded monthly

IRA SAVINGS

Traditional IRAs and Roth IRAs

One of the greatest challenges facing Americans today is ensuring the financial well-being and security of your family throughout your retirement years. With uncertainty over the adequacy of Social Security growing daily, it's increasingly necessary to rely on your own savings plans and resources to support your future retirement plans.

At CORE Credit Union, we offer two-long term savings accounts geared to help you save for your family's future: Traditional IRAs and Roth IRAs.

SAVASAURUS CLUB

People Helping People

CORE Credit Union offers the Savasaurus Club to our young members age 13 and under. It's packed with lots of fun and exciting things to do, plus club members learn the basics of saving and the Credit Union Philosophy of People Helping People.

Club members receive a membership kit that includes all kinds of fun and useful items along with their own membership card. They are rewarded with Stoney Points for visiting the credit union and are encouraged to save and redeem them for fun items.


EARN POINTS TODAY!

Children Earn Points For: Points Earned
Visit the credit union with no deposit 1
Make a deposit less than $5 2
Make a deposit of $5 or more 3
Participate in a credit union activity 10
Earn an "A" on your report card 3
Earn a "B" on your report card 2
Earn a "C" on your report card 1
Read a Book 2
Volunteer in the community 2
Recruit family member to join the credit union 20

VISA DEBIT CARD

With a debit card from CORE Credit Union, you have access to your money 24/7 no matter where you are. The funds come directly from your checking account and you pay no annual fee. You can withdraw funds, transfer funds, obtain balance information from your account, and make point-of-sale (POS) transactions to purchase goods or services. By using a CULIANCE ATM you can eliminate any withdrawal fees.

Features Include:

  • 24-hour access to your funds

  • Surcharge-FREE ATMs using the "CULIANCE ATM Network"

  • May be used at any CULIANCE, STAR, Cirrus, and VISA network ATM

  • Checking account required

  • To report card lost/stolen, call (833) 462-0798

  • Courtesy Pay Program

  • Verified by Visa

  • CardValet

    • Instantly lock (and unlock) your card if it is lost or stolen

    • Set and remove spending limits

    • Get purchase alerts in real-time

    • Limit transactions to a certain area using your phone’s GPS

    • Download the CardValet app from your App store. Click Below


Introducing CardValet

SELECT CREDIT on your Debit

Protection

When you purchase merchandise at a retail store, you receive the benefits of the item being protected by Visa. For example, if the product is faulty and the merchant will not honor the return, you have the option to possibly dispute the item through what is known as a chargeback.

Safety

When you select "CREDIT" and sign for your purchases, the transaction is routed through the Visa Network. This gives you all the security of the Visa Network, and your four-digit PIN is not stored on the merchant's terminals or servers when you select "CREDIT". Of equal importance, when your transaction goes through the Visa Network, Visa monitors your account 24 hours a day to help prevent, detect, and resolve fraud on your Check Card. With Visa's Zero Liability Policy, you are not responsible for unauthorized purchases when you select "CREDIT". This level of protection does not occur when you select "DEBIT" and complete a PIN-based transaction.

Convenience

Selecting "CREDIT" is also more convenient as it is faster and helps speed up the checkout line. Some merchants now don't even require a signature if the transaction amount is under $25.

Remember, there are no fees for selecting "CREDIT," but you receive all of the safety and protection of the Visa Network with Zero liability if unauthorized transactions occur on your account.